Perbezaan Pembiayaan Islamik dan Pinjaman Konvensional

  PERBEZAAN PEMBIAYAAN ISLAMIK DAN PINJAMAN KONVENSIONAL   “Asri, saya baru memohon pinjaman bank untuk sewa beli kereta baru, tetapi saya hairanlah. Katanya untuk pinjaman konvensional, bayaran bulanannya RM350. Manakala untuk pinjaman islamik pula, bayarannya pula RM370. Macam tiada beza pun keduanya! Baik saya ambil pinjaman konvensional, jimat pun jimat!”   Mesti ramai yang pernah […]

Increased OPR – How does it affects the islamic finance?

  The Overnight Policy Rate (OPR) is the benchmark interest rate used by the central bank of Malaysia, Bank Negara Malaysia (BNM), to manage monetary policy. The OPR has a significant impact on the Islamic finance industry in Malaysia as it influences the cost of borrowing and lending for financial institutions. In Malaysia, the Islamic […]

5 reasons why Muslims should opt for takaful as compared to insurance policy!

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